Need help? Check our FAQ or give us a call?

You’re in a fix? Need more information? It’s okay that is what we are here for. Check our FAQ below. In it we’ve answered everything we can think of. But, if you don’t find what you’re looking for, you are welcome to give us a call.


Email support@softpay.io

Telephone +45 72 10 00 80


  • Why choose Softpay over a traditional payment terminal?

    In many use cases, there is no need for an expensive, dedicated payment terminal. Softpay offers an even better solution that can be utilized with a consumer's phone or a multi-purpose device. Our open AppSwitch SDK enables easy integration of Softpay with a POS system.

    Shop assistants, waiters, and drivers can easily use the same mobile device they employ for other purposes as their new payment terminal. This means that payments can be accepted anywhere: in the shopping aisles, at the table in a restaurant, or at the home of someone ordering take-away.

    In certain scenarios, Softpay facilitates a more personalized shopping experience alongside the shop assistant, which can increase the average transaction size by up to 30% compared to traditional transactions.

  • Which phones can I use as a merchant?

    As a general rule of thumb Softpay can be installed and used on most Android devices that meets these criteria:

    • Running minimum Android 8.0 or above. It is recommended to use Android 10+.
    • Equipped with hardware NFC.
    • Online WIFI or Internet connection.
    • Security patch is less than 12 months old.
    • Google Mobile Services is enabled.

    Both consumer phones (e.g. Samsung, Motorola) and enterprise android devices (e.g. Sunmi, Point Mobile) are supported. 

    Sign in to our developer site to see the fu ll list of requirements and a list of devices that are currently being used. 

  • What payment cards can customers use?

    Merchants can use the following type of cards:

    • Visa, Visa Electron, Mastercard, Maestro, Dankort, American Express, BankAxept, Discover, Diners Club International.
    • Mobile wallets, such as Apple Pay, Google Pay, Samsung Pay for the above cards.

    More cards chemes will be added in future releases.

  • Is Softpay safe to use?

    As a softPOS solution, we are required to hold and comply with a number of certifications from the Payment Card Industry (PCI) and card schemes (e.g., Visa/Mastercard). These certifications are industry-wide standards that ensure the highest level of safety and integrity for our solution.

    We hold PCI DSS, PCI PIN, TTP, and TOP certifications and have completed Level 3 certifications in collaboration with the acquirer. Therefore, Softpay maintains a very high level of security and has been chosen by some of the largest merchants.

    We are in the process of completing PCI MPoC certification early 2024, thereby becoming one of the early adopters of this important regulation and ensuring top-notch security end-to-end.

  • How does Softpay compare to other softPOS solutions?

    We stand out as the leading softPOS solution in the market. Some of the highlights includes:

    • High transaction speed.
    • Unscrambled PIN pad.
    • Fast integration to AppSwitch SDK.
    • Alternative CloudSwitch backend-centric integration approach, through a REST API.

    75% of retailers reports that wait related issues is the primary reason for loosing customers. High transaction speed is crucial for queue busting to avoid losing revenue. We have built our solution with a high transaction speed in mind, as the ability to complete transactions as fast as possible, is important to ensure a great user experience. 

    Many customers does not recall the actual numbers in their PIN code, but rather the hand movement and the positioning of the individual digit. This causes a problem remembering the PIN code when using a scrambled PIN pad (the numbers on the PIN pad changes position). Unlike other softPOS solutions, our solution comes with an unscrambled PIN pad.

    Our open AppSwitch SDK, makes it easy to integrate a POS system with Softpay. Most integrators are able to make test transactions through their app within two workdays. The full integration can be done within a week. Alternative to AppSwitch is our CloudSwitch integration option, that is intended for companies who prefer a backend-centric integration approach, through a REST API. Please see the full list of features here 

  • What does it cost to use Softpay?

    Softpay is a price competitive solution and prices will be decided by the sales partners distributing the Softpay solution. Please contact us at hello@softpay.io to get started. 

  • How do I get started integrating a POS system?

    Integrating a POS system with Softpay comes in 3 steps:

    • Sign in to our developer site for our documentation.
    • Complete the integration and make a successful payment in our sandbox environment. More about integration options here.
    • Purchase Softpay licenses at a sales partner to make real life transactions in production. 

    If you do not have a sales partner and/or acquirer yet, please contact us at hello@softpay.io to get started .

  • How do I get started without a POS system?

    Simply place an order with the sales partner for Softpay licenses and setup your device.

    1. Install the Softpay app from the Google Play Store.
    2. Login with your username and password.
    3. Select the store and start making payments. 

    If you do not have a sales partner and/or acquirer yet, please contact us at hello@softpay.io, to get started .

    If you would like to try a demo version of Softpay, please sign up to our developer site


  • How do I update the security patch on a consumer device?

    For the Softpay app to work, the security patch cannot be more than 12 months old.

    The wording may very depending on the specific devices, but generally you can update the security patch by going to “Settings” > “About device” or “about device” > “Software update” > “Check for updates”.

  • How do I auto update the Softpay app on a consumer device?

    For consumer devices, all apps can be auto updated by opening the play store app > tap the profile icon at the top right > “Settings” > “Network Preferences” > enable “Auto-update apps”. 

    If you only want to auto update the Softpay app you can open the Play Store app > Tap the profile icon at the top right > “Manage apps and devices” > “Manage” tab > tab the Softpay app icon to get to the apps “Details page” > tab the icon with the three dot up in the right hand corner > enable “auto update”.

  • When I try to log in, I get following message(s): “Please check if your username (or password) is correct”

    The username and/or password is incorrect. In most cases, the password is incorrect. By clicking on the “eye icon” on the right where you enter the password, you can see what you have written. 

    Try two ways on inserting username and password (1) by copy/pasting and (2) by writing character by character manually. If this the doesn´t work, try to reinstall the app. 

    Finally make sure that you are typing username and password for production into the production app (downloaded from Google Play Store), in case you have access to our sandbox app

  • Selecting store during configuration takes a long time

    In rare cases the configuration can take up to 10-15 minutes after selecting a store. 

    Please wait until the configuration is done.

  • When I tap the card, I get a massage saying “Too fast. Try again.”

    The card is not being tapped on the exact spot where the NFC is located. Find out where exactly the NFC chip / antenna is located (on both devices if you are using a paywallet on a secondary device). 

    For some devices the NFC is located under the camera, for others is it located lower towards the bottom.

    Also please note, that the location of the NFC may very depending on the card scheme (e.g. Visa & Mastercard).

    To locate the NFC: 

    • Make sure the card/paywallet is close enough to the device.
    • Lay a card on the table and slow move the phone from in the length direction of the phone until you reach the NFC.
    • Keep your hand steady until transaction has been completed.
  • The app keeps spinning, after I have entered the amount and initiated a transaction.

    Check that your internet/wifi is turned on and that you have a stable connection. If not, try to change location or connection.

  • How do I send a receipt on a prior transaction?

    Press the menu icon on the top left corner > “Transactions” > Click on the specific transaction > Press the icon the with the three dots in the top right corner > “Email receipt” > enter email and press “continue”.

  • I am unable to cancel the payment.

    Is it only possible to cancel the latest transaction within a 10-minute time-limit. If the refund feature has been enabled on your device, you can create a refund transaction.

  • What do I do if my device gets lost or stolen?

    Please get in touch with the sales partner where you purchased the Softpay licenses to block the device. Once your device has been blocked, you can login with the Softpay app on a new device.

  • How do I exit the Softpay app, when logging out is not possible?

    When you have reached the transaction screen, the app will appear in full screen mode (the navigation buttons in the bottom of the screen does not appear). To make the home button appear, swipe up from the very bottom of the phone.

Integrations FAQ

  • How to get started?

    Sign-up to our developer site where you wil l find in-depth technical guides, API, code examples and much more, to get going. Reach out to Softpay support with any quest ions you might have, and they will help out. 

  • What is on-device app switching?

    Gives the ability to switch between your POS application and the Softpay application on the same device as part of a payment flow, including an an amount and a set of parameters. The consumer taps their card, and when complete, the the Softpay app can automatically switch back to your POS app. For AppSwitch and CloudSwitch the switch can be 2-way, where there for Deep Linking is not switch back.

  • What is off-device payment request?

    A payment transaction can be started from another device, computer or system, such as a stationary POS system, Windows computer, etc. The transaction will be send as a hidden push notification to the Android device, where it will start up a payment action in the Softpay app. Status of the payment and result will be available in the REST based Cloud API. 

  • What is Store Card?

    The Store Card details feature makes it possible to capture card data in-store with a Softpay terminal and store card tokens at a PSP for e-commerce. 

    This functionality provides a convenient way for businesses to offer recurring payments, subscriptions and loyalty programs, fostering customer retention and satisfaction.

  • Are all listed features available to everybody?

    Most features are available to all, but note that Loyalty, Store Card and Surcharge have dependencies on the Acquirer and the agreement with Softpay. Contact Softpay Sales if you have a need for any of these features.

SDK Frequently Asked Questions

  • What is SoftPOS SDK?

    The SDK (Software Development Kit) is a client library designed for acceptance of contactless payment cards. Extend your current Point-of-Sale application with SoftPOS capabilities to meet market demand and an integrated experience. You gain access to the same set of capabilities which are provided in the Softpay App. 

  • Why use the SDK?

    The SDK enables you to create your own mobile payment acceptance application with minimum effort and with maximum features. You can re-use the Softpay certification, our support for card schemes and a broad network of acquirer integrations. With the SDK you get a faster time-to-market without the hazzle of extensive certifications and for less cost. 

  • What devices are supported ?

    We support commercial off-the-shelf devices from Android 8.1 and above with NFC capabilities, which means that most phones and tablets are supported. In general, the newer a device, the better the support and user experience. Check the developer site for more details on our device policy.  

  • Who is the SDK for?

    The SDK is ideal for ISOs, ISVs, Payment Facilitators and Acquirers, who want to create their own user experience and own mobile application. It streamlines the development process, reducing the time and resources spent on building payment solutions from scratch. 

    If needed, the platform can be extended with an additional Acquirer connection as a project request. 

  • Does the SDK replace Appswitch and Cloudswitch ?

    No, the SDK is an additional option for those who want to build a full end-to-end payment experience and where branding and a single mobile App is important. For those who want to have an easier and faster time-to-market, we recommend the standard app and integration using Appswitch or Cloudswitch. 

  • How to get started with the SDK

    We have developed sample code, comprehensive documentation and providing technical support to all our partners. To start using our SoftPOS SDK contact us at sales@softpay.io to get an agreement.